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Sometimes savings, grants, and scholarships do not cover the full cost of college attendance. Low-interest student loans are made available through the Federal Government and from private institutions such as banks to help make up the difference.
How do I apply for Private/Alternative Student Loans?
Remember: Unlike grants and scholarships, loans must be repaid once you leave college or are attending less that half-time.
There are many loan providers. It is best for students and families to do their research before applying for student loans.
The web site FinAid! provides a great introduction to the types of loans available to you and your familiy.
As always, USM Financial Aid Offices are a great source of help if you have questions about student loans.